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Instructor
David Osburn
Instructor
A proactive session to learn how banks make lending decisions based on the five (5) C’s of credit: capacity, capital, collateral, conditions, and character. We’ll cover the three (3) main areas of lending: consumer, mortgage and commercial lending. Each illustrated with real life “case studies.”
Review loan structure, loan support, and documentation issues; and how they are an intricate part of the lending process. The basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA and Fair Credit Reporting.
Identify how banks make lending decisions.
Recognize the three main areas of lending
Identify the basics of loan compliance
Gain an understanding of how banks make lending decisions based on the five (5) C’s of credit.
Learn about the three (3) main areas of lending.
Apply the three areas to individual “case studies.”
Review the basics of loan structure, loan support, documentation, and loan compliance.
None
CPAs, CFO/controllers, financial managers, auditors, financial analysts and practitioners.